Retirement is a significant milestone that comes with many different feelings. At Fiduciary Financial Group, we understand the unique challenges that come with this shift and are dedicated to guiding our clients through each step with tailored financial strategies. Our comprehensive retirement planning services are designed to address all aspects of your financial well-being, ensuring a smooth and secure transition. This includes:

Investment Strategies:
Shifting from the accumulation to distribution phase of life calls for a corresponding shift in investment strategy where drawdown risk mitigation must come into focus. We help retirees adjust their investment portfolios to align with their new financial goals and risk tolerance. Our expert advisors will provide ongoing management and adjustments to your portfolio through customized solutions taking into account ongoing changes to your circumstances and/or investment preferences.

Tax Planning:
Retirement brings changes in income and tax obligations that require careful planning. Our tax planning services are designed to help you navigate the evolving tax code so that you can take advantage of tax-savings opportunities. We keep you updated on the latest tax laws and strategies to help you retain more of your hard-earned money. Our services include detailed analysis on required minimum distributions, real estate transactions, and potential Roth conversions.

Social Security Filing:
Deciding when and how to file for Social Security benefits can significantly impact your retirement income. Our advisors analyze your unique situation alongside prevailing market conditions to recommend optimal filing strategies

Medicare Planning:
Navigating Medicare can be complex, but our team will help coordinate this planning with independent experts who will assist you in understanding your options, choosing the right plans, and coordinating Medicare with your overall retirement strategy.

Risk Management:
Protecting your wealth is crucial, especially during retirement. We’ll review your situation and identify gaps that should be addressed.

Legacy Planning:
Leaving a lasting legacy is an important aspect of retirement planning for many clients. We assist you in developing a legacy plan that reflects your values and wishes, so that your assets are distributed according to your intentions, providing peace of mind for you and your loved ones.

We are committed to helping you navigate the complexities of retirement with confidence and ease. Let us partner with you to protect the wealth you’ve built and help you leave the legacy you’ve intended.